Whether called financial literacy, financial planning, financial
capability, or financial intelligence, educating yourself about money,
budgeting, credit, saving, debt, and investing allows you to make informed
choices that support your current and future financial stability.
Northeast State provides access to Dave Ramsey's Foundations in Personal Finance classroom experience through student enrollment in EDUC 1030 College and Lifelong Learning, a program requirement in the majority of majors at the College. The Dave Ramsey curriculum educates students on how money works, keeping them in school, and out of money trouble after graduation. Sections of EDUC 1030 are offered each fall, spring, and summer semester.
In addition, the Associate of Applied Science Degree Program in Business includes a three-hour credit course, BUSN 1300 Personal Finance, that helps students define and reach personal financial goals. Sections are offered each fall and spring semester.
Students who explore financial literacy in a classroom setting or by self-directed study should gain knowledge in the following areas:
- Money Management and Budgeting
- Saving for Short- and Long-Term Goals
- Understanding Interest and Competitive Rates
- Investing and Money Markets
- Home Ownership and Real Estate
- Life Planning and Insurance
- College Planning and Financial Aid
- Tax Planning and Withholding
- Retirement Benefits and Social Security
- Debt and Financial Restructuring
- Building Credit and Avoiding the Credit-Debt Rollercoaster
Online resources that can help you explore financial planning include:
Financial literacy and the use of sound financial principles can help guide you to
personal financial freedom and success.